Move Money
Send and request by contact, voice or QR, move funds between wallets, deposit and withdraw.
Mony — E-Wallet by LDX
Send money in a tap.
One wallet for paying people, paying businesses, saving and running a household's money — with the console that operates the platform and the panel merchants collect through.
60+
App Features
30
Admin Screens
Wallet Types
Consoles, One Engine
What It Does
Mony at a Glance
Mony is a mobile e-wallet built by LDX. A phone number is the account: money moves between people instantly, merchants are paid by QR or by tapping a nearby device, and bills, top-ups and withdrawals settle inside the same app.
Pay a Business
Merchant pay, pay a nearby terminal, settle bills and share a payment link.
Split and Settle
Split manually, or photograph the receipt and let each share be calculated, requested and tracked.
Save and Read
Goals with auto-save, cashback, insights and a monthly spend brief.
Run a Family
Child and joint wallets, parent controls and limits per wallet.
Stay Protected
PIN and biometrics, privacy blur, login alerts and session timeout.
What Makes It Different
Built for the Way People Actually Live
Underneath the everyday transfer sit the parts most wallets leave out — multiple wallets per person, joint and child accounts with parent controls, bill splitting down to the line item, saving goals with automatic transfers, and a monthly read of where the money went.
- Many wallets, one account
- AI splits that finish
- Built for a family
- Three fronts, one platform
- A phone number is the account
- Keep the record — every movement searchable
Three Consoles, One Engine
The App, the Admin Console & the Merchant Panel
The Customer App
Sign up with a phone number, send and request money, pay merchants, split bills, set savings goals and manage family wallets.
The Admin Console
The command centre for the platform: onboarding, tiers, offers, wallets, transactions, fees, settlement, reporting and audit.
The Merchant Panel
Dashboard, payments and reports for the businesses that collect through Mony — online, in-store and via payment links.